May Auto ABS Nowcast: Prime Moves Too Far
May 2026 Auto ABS nowcast shows prime 30+ DQ up 21 bps, its largest monthly move in LoanTapeData FICO history since 2017.
Auto ABSSubprime Auto Extensions Are Rising Fastest at High LTV
Subprime auto ABS extension rates rose across every LTV bucket since 2018-19, but fastest at 130%+ LTV, where monthly extensions now hit 3.0%.
Auto ABSAuto Extensions Are a Credit Signal Again
April 2026 Auto ABS data shows payment extensions remain above pre-pandemic norms and need to be read alongside delinquency.
Market InsightsApril Auto ABS Nowcast: Subprime Breaks Higher
April 2026 Auto ABS nowcast shows subprime 30+ DQ rising to 16.0% while prime remains steady and most balance is reported.
Product UpdatesBuild Auto ABS Charts Without Waiting on an Analyst
AI Data Explorer lets Auto ABS users build editable charts from LoanTape's trusted metric catalog, with Premium AI support for creating and revising visuals.
Auto ABSWhat September 2025 Auto Extensions Did Next
September 2025 auto ABS extension flows show how prime and subprime borrowers moved from pre-extension DQ to six-month outcomes.
Auto ABSAuto Extension Rates Are Above the 2018-19 Average
Auto ABS payment extensions reached 8.6% of outstanding loans in March 2026, above the 5.2% 2018-19 average in the LoanTape panel.
SBA LendingFranchise Restaurants Look Riskier for SBA Lenders
In the latest SBA 7(a) active book, franchise restaurant loans show higher dollar-weighted delinquency than non-franchise loans in QSR and full service.
Auto ABSAuto ABS Trust Adds: March 2026
March 2026 loan trust additions totaled $5.7B across 231K loans, with most material shifts improving versus the existing active book.
Auto ABSPayment-to-Income Ranks Risk
Across 2018+ auto ABS vintages, payment-to-income ranks 12-month default risk inside both prime and subprime credit bands. The slope is visible even after splitting borrowers by FICO.
SBA LendingThe 25% SBA Drop That Wasn't
Q1 2026 SBA approvals look down 25% year over year. Strip out the 43-day federal shutdown and dollar volume is essentially flat with average ticket size up 22%.
SBA LendingSBA Industry Delinquency: Trucking Leads, Restaurants Carry the Biggest Dollar Exposure
First loan-level look at SBA 7(a) delinquency by industry. Trucking 3.7%, Accommodation/Food 3.0%. With $829M past-due, Accommodation carries the largest dollar exposure.
SBA LendingSBA Loan-Level Delinquency Is Public for the First Time
SBA's April 2026 data release exposes loan-by-loan delinquency. The first look shows Huntington's 7(a) delinquency rate is three times the top-20 average.
Auto ABSSubprime Auto's 2021 Collateral Break
From 2017 to 2020, subprime auto origination collateral drifted slowly. In 2021 the cohort jumped, and high-LTV and old-vehicle risk have moved together since.
Auto ABSAging Cars, Rising Delinquency in Subprime Auto
Subprime auto pools have aged from 2.1 to 5.15 years of vehicle age in nine years. One in five subprime balances now stacks 120%+ LTV with a 5+ year vehicle.
Auto ABSPrime Auto 30+ DPD: Each Year Is the New Floor
Prime auto ABS 30+ day DPD hit 1.60% in February 2026, nearly double the 2019 floor. The seasonal overlay shows each year resetting higher.
SBA LendingThe Buy-vs-Build Gap Is Mostly a Sub-$1M Story in SBA Lending
Across 140,696 funded SBA loans, most of the startup-versus-acquisition chargeoff gap sits below $1 million. Above that, the spread shrinks fast.
Auto ABSAuto ABS Trust Adds: February 2026
February 2026 trust adds totaled $7.4B across 215K loans. GM's additions came in cleaner than its existing book, while Exeter's moved the other way.
SBA LendingBuying Is Usually Safer Than Starting: SBA Chargeoff Rates by Business Age
If the buy-versus-build question matters to you, the SBA data leans one way: across 149,847 loans, acquisition loans beat startups on 5-year chargeoff rates in all 12 industries with enough volume to compare.
Auto ABSSubprime Auto ABS Affordability Reset
Subprime auto ABS is not the same thing as low income anymore. Post-COVID, larger balances were matched by higher borrower incomes and older used vehicles.
SBA LendingSBA Loan Chargeoff Rates: Sector Volatility Across 25 Years
Real Estate SBA loans hit 33.8% chargeoff within 5 years in 2007. The same sector in 2012: 0.6%. Here's the full range by sector.
Data Deep DivesWhat's in the SEC Auto ABS Loan-Level Schema
A walkthrough of the SEC auto ABS loan-level schema, including exact ABS-EE variables like obligorCreditScore, paymentToIncomePercentage, currentDelinquencyStatus, and chargedoffPrincipalAmount.
SBA LendingSBA Chargeoff Rates by Industry: Which Sectors Lose the Most?
We analyzed 1M+ SBA loans across 20 industries. Transport loses at 5.4%. Healthcare holds at 2.3%. See every sector's chargeoff rate.
Data Deep DivesWhat LoanTape Parses and Why It Matters
We parse SEC Form 10-D, ABS-EE XML, and SBA FOIA loan data into normalized datasets. Here is what we cover and how we do it.
Auto ABSAuto ABS Delinquency Trends: January 2026
January 2026 auto ABS data shows delinquency holding steady year-over-year, with prime pools improving while subprime 60-plus rates tick higher.