Dashboard Gallery
What we build from loan-level data
Enterprise
Issuer Comparison Matrix
Cross-issuer comparison of pool size, seasoning, delinquency, FICO composition, vehicle age, and loan size for all 20+ issuers tracked from SEC ABS-EE filings.
Enterprise
Markov Chain Flow Diagram
Balance-weighted one-month transition probabilities across delinquency states for FICO < 660 loans across 17 issuers. Shows exactly where every dollar flows each month.
Enterprise
Roll Rate Matrix
Balance-weighted transition probability matrix showing cure, roll, and chargeoff rates across all delinquency states for subprime auto ABS pools.
Enterprise
Industry Ranking Bar Chart
Ranked bar chart of cumulative chargeoff rates by NAICS industry sector for all SBA 7(a) and 504 loans approved since FY 2010, with loan counts per sector.
Enterprise
Volatility Dumbbell Chart
Dumbbell chart showing the range of 5-year charge-off rates across seasoned vintages by industry sector. Wider bars indicate more volatile sectors.
Enterprise
Delinquency Trend
Monthly 60+ DPD rate with cure and chargeoff exit decomposition for subprime auto pools.
Enterprise
Delinquency Duration Mix
Percentage composition of 60+ delinquent balances by duration bucket, revealing structural shifts in workout timelines.
Enterprise
Credit Band Loss Distribution
Box plot showing the distribution of cumulative default rates at MOB 12 across FICO score bands.
Enterprise
Surveillance Scorecard
Executive-level metric cards with sparkline trends: 30+ DQ, 60+ DQ, Chargeoff Rate, and Cure Rate with percentile rankings.
Enterprise
Vintage Curve Comparison
Multi-vintage line chart tracking cumulative metrics by month-on-book — the foundational view for ABS credit analysis.
Enterprise
Ghost Vintage Chart
All vintages plotted as faded background lines with the latest vintage highlighted in neon — instantly reveals whether the newest cohort is tracking better or worse.
Enterprise
Cohort Lifecycle Stack
Stacked area showing the competing-risks lifecycle of a loan cohort: current, delinquent, prepaid, and defaulted.
Enterprise
Percentile Fan Chart
Percentile corridor (5th to 95th) across vintages with the highlighted cohort overlaid, showing where it falls within historical experience.
Enterprise
Ridgeline Distribution
Stacked kernel density plots showing FICO score distributions across issuers or vintages.
Enterprise
Hexbin Density Map
Hexagonal density map showing where loans concentrate across the FICO and LTV origination surface. Instantly reveals an issuer's credit box.
Enterprise
Hexbin Rate Map
Hexagonal scatter colored by chargeoff rate across the FICO and LTV surface. Shows exactly where in the credit box losses concentrate.
Enterprise
Quadrant Bubble Chart
Bubble scatter plot positioning issuers across two dimensions with bubble size representing pool volume.
Enterprise
Rank Bump Chart
Tracks how issuer rankings shift over time across key metrics — quickly spots who is improving or deteriorating relative to peers.
Enterprise
Dot Rank Chart
Ranked dot chart comparing issuers on a single metric with confidence intervals.
Enterprise
Trellis Heatmap
Small-multiple heatmaps breaking delinquency rates by FICO segment, vintage, and months on book. Pinpoints exactly where and when stress is building.
Enterprise
Deviation Heatmap
Delta heatmap showing positive and negative deviations from a baseline transition matrix, revealing structural changes in roll behavior.
Enterprise
Calendar Heatmap
Calendar heatmap of payment share by day of month and reporting period. Reveals borrower payment behavior patterns, early-pay clusters, and late-pay drift.
Enterprise
Sankey Flow Diagram
Alluvial flow diagram showing how starting current balance distributes across delinquency states at 6 and 12 months.
Enterprise
Attrition Funnel
Staged attrition staircase showing how an initial cohort reduces through each delinquency stage.
Enterprise
Waterfall Bridge
Waterfall chart decomposing the change in a key metric into its contributing factors.
Enterprise
Regime Path Chart
Connected scatter tracing a portfolio's movement through cure rate and delinquency delta space over time. Each point is a month, showing regime shifts at a glance.
Enterprise
Percentile Corridor Panels
Small-multiple percentile corridors by FICO segment with the highlighted cohort overlaid. Shows whether current performance is inside or outside historical norms for each risk tier.
Enterprise
Box and Swarm Plot
Box plots with jittered individual observations overlaid by vintage. Shows not just the median and quartiles but every data point driving the distribution.
Enterprise
Dumbbell Comparison
Before/after dumbbell chart comparing two vintages across multiple metrics simultaneously.
Enterprise
Area and Line Combo
Stacked area chart showing chargeoff and total liquidation with a loss-to-liquidation ratio line overlaid. Three views in one: where losses sit within the liquidation curve.
Enterprise
Stacked Bar Composition
Monthly stacked bar chart decomposing the delinquency rate into 10-29, 30-59, 60-89, and 90+ DPD buckets. Shows how the mix of stress shifts over time.
Enterprise
Grouped Bar Comparison
Grouped bar chart comparing cumulative loss rates across FICO bands for multiple vintages side by side. Reveals how credit tier performance diverges by origination year.
Enterprise
Long-Horizon Trend Line
Multi-metric calendar time series tracking 30+, 60-89, and 90+ DPD rates across a full history. Clean long-horizon view with labeled endpoints.
Enterprise
Percentile Band Chart
Current period rate plotted against a shaded historical percentile corridor. Instantly shows whether today’s performance is inside or outside of normal.
Enterprise
Distribution Pyramid
Back-to-back horizontal bar chart comparing FICO tier distributions across two origination vintages. Surplus overlays highlight where composition shifted.
Enterprise
Panel Line Grid
Small-multiple line grid showing hazard rates by month-on-book for each vintage within distinct stress panels. Surfaces timing differences across cohorts.
Enterprise
Transition Delta Heatmap
Difference heatmap between two transition matrices showing which flows accelerated or slowed. Red cells flag worsening roll behavior; blue cells show improvement.
Enterprise
Loan State Raster
Each row is an individual loan, each column a month on book. Color-coded cells trace every loan through current, delinquent, modified, repo, and chargeoff states across its full lifecycle.
Enterprise
Path Treemap
Treemap of the most common loan lifecycle paths sized by volume and colored by average loss rate. Reveals the dominant behavioral archetypes hiding inside a pool.
Rotating 3D Preview
Interactive
3D Loss Surface
High-resolution 3D surface with 20-point FICO and 5-point LTV buckets, smoothed for visual clarity. Shows granular loss gradient across the full origination credit box at a 24-month horizon.
Interactive
Interactive Trend Explorer
Interactive vintage-level 30+ days past due rate curves plotted by month on book for all non-lease auto ABS pools. Hover to compare delinquency trajectories across origination cohorts from 2017 through 2025.
Interactive
Interactive Radar Chart
Spider chart comparing the top 6 auto ABS issuers across delinquency rate, loss frequency, credit quality, and pool size. Normalized scores reveal each issuer's relative risk profile at a glance.
Interactive
Interactive Issuer Comparison
All 19 tracked auto ABS issuers compared on 30+ delinquency rate, weighted average FICO score, and current pool size. Bars show delinquency and scale; diamonds mark credit quality.
Interactive
Interactive Segment Comparison
Cumulative gross loss rates at month 24 segmented by FICO score band, original loan term, and loan-to-value ratio. Shows how credit tier, term structure, and leverage each contribute to loss outcomes.
Interactive
Interactive Portfolio Treemap
Interactive treemap showing the auto ABS universe broken down by issuer and FICO tier, sized by current outstanding balance. Click any issuer to drill into their credit composition.
Interactive
Interactive Box Plot
Interactive box and whisker plots with individual observations overlaid, grouped by issuer, FICO bucket, term, or LTV. Hover any point to see the underlying loan pool detail.
Interactive
Interactive Parallel Coordinates
Parallel coordinates chart comparing all tracked issuers across FICO, LTV, delinquency, and balance dimensions simultaneously. Drag axes to filter and highlight peer groups.
Interactive
Interactive Transition Matrix
Interactive heatmap of month-over-month transition probabilities across delinquency states. Hover any cell to see the exact probability and underlying balance driving the transition.
Interactive
Interactive Geographic Map
State-level choropleth showing loan volume, chargeoff rates, or average credit quality across the United States. Hover any state for detailed pool metrics.