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The State of Auto — Issuer Matrix
Issuer Overview

The State of Auto — Issuer Matrix

Subprime Flow of Funds — Markov Chain
Transition Flow

Subprime Flow of Funds — Markov Chain

Subprime Roll Rate Matrix
Heatmap

Subprime Roll Rate Matrix

60+ DPD Balance Flow — Sankey
Transition Flow

60+ DPD Balance Flow — Sankey

60+ Delinquency Rate Trend
Trend

60+ Delinquency Rate Trend

60+ DQ Duration — Billions Outstanding
Trend

60+ DQ Duration — Billions Outstanding

60+ DQ Duration — Composition Share
Trend

60+ DQ Duration — Composition Share

Default Rate by FICO at Month 12
Distribution

Default Rate by FICO at Month 12

Current-Staying-Current Rate
Trend

Current-Staying-Current Rate

Trust Surveillance Scorecard
Scorecard

Trust Surveillance Scorecard

Balance Flow Sankey — 12-Month Horizon
Transition Flow

Balance Flow Sankey — 12-Month Horizon

Vintage Ghost Chart
Vintage

Vintage Ghost Chart

Percentile Fan Chart
Distribution

Percentile Fan Chart

Issuer Rank Bump Chart
Issuer Overview

Issuer Rank Bump Chart

Waterfall Decomposition Bridge
Distribution

Waterfall Decomposition Bridge

Classic Vintage Curves
Vintage

Classic Vintage Curves

FICO Distribution Ridgeline
Distribution

FICO Distribution Ridgeline

Issuer Leaderboard — Dot Rank
Issuer Overview

Issuer Leaderboard — Dot Rank

Cohort Lifecycle Stack
Vintage

Cohort Lifecycle Stack

Quadrant Bubble Analysis
Issuer Overview

Quadrant Bubble Analysis

Attrition Funnel
Transition Flow

Attrition Funnel

Signed Deviation Heatmap
Heatmap

Signed Deviation Heatmap

Roll Rate Transition Matrix
Heatmap

Roll Rate Transition Matrix

Vintage Comparison — Dumbbell
Vintage

Vintage Comparison — Dumbbell

Adjacent-Only Markov Chain
Transition Flow

Adjacent-Only Markov Chain

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