Loan State Raster
Each row is an individual loan, each column a month on book. Color-coded cells trace every loan through current, delinquent, modified, repo, and chargeoff states across its full lifecycle.
Related Charts
Keep exploring adjacent visual cuts from the same gallery.
Loan Level
Path Treemap
Treemap of the most common loan lifecycle paths sized by volume and colored by average loss rate. Reveals the dominant behavioral archetypes hiding inside a pool.
Issuer OverviewIssuer Comparison Matrix
Cross-issuer comparison of pool size, seasoning, delinquency, FICO composition, vehicle age, and loan size for all 20+ issuers tracked from SEC ABS-EE filings.
Transition FlowMarkov Chain Flow Diagram
Balance-weighted one-month transition probabilities across delinquency states for FICO < 660 loans across 17 issuers. Shows exactly where every dollar flows each month.