Path Treemap
Treemap of the most common loan lifecycle paths sized by volume and colored by average loss rate. Reveals the dominant behavioral archetypes hiding inside a pool.
Related Charts
Keep exploring adjacent visual cuts from the same gallery.
Loan Level
Loan State Raster
Each row is an individual loan, each column a month on book. Color-coded cells trace every loan through current, delinquent, modified, repo, and chargeoff states across its full lifecycle.
Issuer OverviewIssuer Comparison Matrix
Cross-issuer comparison of pool size, seasoning, delinquency, FICO composition, vehicle age, and loan size for all 20+ issuers tracked from SEC ABS-EE filings.
Transition FlowMarkov Chain Flow Diagram
Balance-weighted one-month transition probabilities across delinquency states for FICO < 660 loans across 17 issuers. Shows exactly where every dollar flows each month.