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Stacked Bar Composition

Monthly stacked bar chart decomposing the delinquency rate into 10-29, 30-59, 60-89, and 90+ DPD buckets. Shows how the mix of stress shifts over time.

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Stacked Bar Composition — Trend analytics chart

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Delinquency Trend

Monthly 60+ DPD rate with cure and chargeoff exit decomposition for subprime auto pools.

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Delinquency Duration Mix

Percentage composition of 60+ delinquent balances by duration bucket, revealing structural shifts in workout timelines.

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Regime Path Chart

Connected scatter tracing a portfolio's movement through cure rate and delinquency delta space over time. Each point is a month, showing regime shifts at a glance.

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