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Distribution Pyramid

Back-to-back horizontal bar chart comparing FICO tier distributions across two origination vintages. Surplus overlays highlight where composition shifted.

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Distribution Pyramid — Distribution analytics chart

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Industry Ranking Bar Chart

Ranked bar chart of cumulative chargeoff rates by NAICS industry sector for all SBA 7(a) and 504 loans approved since FY 2010, with loan counts per sector.

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Volatility Dumbbell Chart

Dumbbell chart showing the range of 5-year charge-off rates across seasoned vintages by industry sector. Wider bars indicate more volatile sectors.

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Credit Band Loss Distribution

Box plot showing the distribution of cumulative default rates at MOB 12 across FICO score bands.

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