SEC Form 10-D
Distribution Reports

Form 10-D is the distribution report that every auto ABS trust files with the SEC within 15 days of each payment date. It captures everything that happened in the pool that month: collections, losses, delinquencies, and how cash flowed through the waterfall. We parse every filing, normalize the fields across issuers, and deliver it as clean, analysis-ready data.

See the Fields Get Access

Coverage at a Glance

20 tracked issuer families, with monthly history since 2016

20

Issuer Families Tracked

Captive lenders, banks, and specialty-finance shelves spanning prime through deep subprime.

2016+

History Depth

Filing data going back to 2016. That covers pre-COVID originations, the pandemic stress period, and post-stimulus normalization.

↻

Monthly Updates

New data arrives with each distribution period. Our pipeline checks EDGAR daily, processes supported filings, and validates reporting-period completeness.

✓

Normalized Schema

Every issuer reports slightly differently. We map all fields to a common schema so you can compare Ally to Toyota to Exeter without reconciliation work.

Sample Fields

Key data points extracted and normalized from each Form 10-D filing

Field Description Type
Distribution DateThe payment date for the reporting perioddate
Beginning Pool BalanceAggregate outstanding principal at period startcurrency
Ending Pool BalanceAggregate outstanding principal at period endcurrency
Total CollectionsPrincipal + interest collected from borrowers during the periodcurrency
LossesNet losses realized in the period after recoveriescurrency
Delinquency BucketsOutstanding balance in 30-day, 60-day, and 90+-day delinquencycurrency
Chargeoff AmountGross principal written off as uncollectiblecurrency
Recovery AmountCash recovered on previously charged-off loans (auction proceeds, collections)currency
Prepayment SpeedVoluntary principal paydowns expressed as a monthly rate (ABS or CPR)percent

Issuer Coverage

Prime, near-prime, and subprime shelves across the market

A+

Prime Issuers

Toyota, Honda, BMW, Ford, Ally, GM Financial, Capital One (COALT), World Omni, CarMax

B

Near-Prime & Subprime

Santander, Capital One (COPAR), Carvana, AmeriCredit, Exeter, Westlake, DT Acceptance

+

Growing Coverage

New issuers added as they file with the SEC. If a trust files a 10-D with EDGAR, we can add it to the pipeline.

Ready to Work with Form 10-D Data?

Get normalized distribution reports across 20 tracked issuer families, updated monthly, with no reconciliation required.

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