Dashboard Gallery
What we build from loan-level data
Roll Rate Matrix
Balance-weighted transition probability matrix showing cure, roll, and chargeoff rates across all delinquency states for subprime auto ABS pools.
Trellis Heatmap
Small-multiple heatmaps breaking delinquency rates by FICO segment, vintage, and months on book. Pinpoints exactly where and when stress is building.
Deviation Heatmap
Delta heatmap showing positive and negative deviations from a baseline transition matrix, revealing structural changes in roll behavior.
Calendar Heatmap
Calendar heatmap of payment share by day of month and reporting period. Reveals borrower payment behavior patterns, early-pay clusters, and late-pay drift.
Transition Delta Heatmap
Difference heatmap between two transition matrices showing which flows accelerated or slowed. Red cells flag worsening roll behavior; blue cells show improvement.