Sample Fields
Key fields available in the normalized 7(a) dataset — 30+ fields per loan
| Field | Description | Example |
|---|---|---|
| BorrState | Borrower state | TX |
| GrossApproval | Total loan amount approved | $350,000 |
| SBAGuaranteedApproval | SBA guaranteed portion | $262,500 |
| GuarantyPercent | Guarantee percentage | 75% |
| NaicsCode | 6-digit NAICS industry code | 722511 |
| NaicsSector | 2-digit NAICS sector name | Accommodation & Food |
| BankName | Originating lender name | Live Oak Banking Co. |
| GrossChargeOffAmount | Total chargeoff dollars | $0 |
| InterestRate | Loan interest rate | 7.50% |
| TermInMonths | Loan term length | 120 |
| LoanStatus | Current loan status | PIF |
| JobsSupported | Jobs retained or created | 12 |
| BusinessAge | Age of business at approval | Existing, 5+ years |
| ApprovalDate | Date SBA approved the loan | 2023-06-15 |
Analytics Built on 7(a) Data
Pre-computed metrics and interactive dashboards — no data wrangling required
Chargeoff Rates by NAICS Sector
Which industries lose money? We compute chargeoff rates for every 2-digit NAICS sector across every approval vintage. Accommodation and food services, construction, and retail consistently show the highest loss rates.
Lender Volume Rankings by State
Who dominates SBA lending in Texas vs. California? Lender league tables ranked by approval volume, loan count, and chargeoff performance — filterable by state, year, and NAICS sector.
Vintage Performance Curves
Chargeoff rates tracked by approval-year cohort. See how FY2019 loans compare to FY2020 loans at the same seasoning point, and whether post-COVID vintages are normalizing.
Loan Size Distributions
Histograms and percentile breakdowns of loan amounts by program type, industry, state, and lender. Understand where the concentration is and how it shifts over time.
Geographic Heatmaps
State-level and county-level maps of 7(a) lending volume, chargeoff rates, and average loan size. Identify geographic concentration risk and underserved markets.
Approval Trend Analysis
Monthly and quarterly approval volume trends by dollar amount, loan count, and average size. Track SBA lending momentum and policy-driven inflection points.
Secondary Market Coverage
Guaranteed portions of 7(a) loans are pooled and sold to investors — we track that too
SBA 7(a) Secondary Market Pools
When a lender originates a 7(a) loan, the SBA-guaranteed portion (typically 75-85% of the loan) can be sold on the secondary market. These guaranteed pieces are assembled into pools and sold as government-backed securities. Our data tracks which loans were sold, pool assembly details, and settlement information — giving you visibility into the full lifecycle from origination through securitization.
This makes SBA 7(a) data uniquely valuable for fixed-income investors, broker-dealers, and lenders evaluating secondary market execution.
Get Access to 7(a) Loan Data
Normalized loan-level data, NAICS analytics, and lender rankings — ready for your team