SEC Form 10-D
Distribution Reports

Form 10-D is the distribution report that every auto ABS trust files with the SEC within 15 days of each payment date. It captures everything that happened in the pool that month: collections, losses, delinquencies, and how cash flowed through the waterfall. We parse every filing, normalize the fields across issuers, and deliver it as clean, analysis-ready data.

See the Fields Get Access

Coverage at a Glance

Broad issuer coverage with consistent monthly updates since 2016

20+

Issuers Tracked

Every major auto ABS shelf filer: prime, near-prime, and subprime. Coverage spans captive lenders, banks, and specialty finance companies.

2016+

History Depth

Filing data going back to 2016, covering full credit cycles including pre-COVID originations, the pandemic stress period, and the post-stimulus normalization.

↻

Monthly Updates

New data arrives with each distribution date. Our pipeline checks EDGAR daily and processes filings within hours of publication.

✓

Normalized Schema

Every issuer reports slightly differently. We map all fields to a common schema so you can compare Ally to Toyota to Exeter without reconciliation work.

Sample Fields

Key data points extracted and normalized from each Form 10-D filing

Field Description Type
Distribution Date The payment date for the reporting period date
Beginning Pool Balance Aggregate outstanding principal at period start currency
Ending Pool Balance Aggregate outstanding principal at period end currency
Total Collections Principal + interest collected from borrowers during the period currency
Losses Net losses realized in the period after recoveries currency
Delinquency Buckets Outstanding balance in 30-day, 60-day, and 90+-day delinquency currency
Chargeoff Amount Gross principal written off as uncollectible currency
Recovery Amount Cash recovered on previously charged-off loans (auction proceeds, collections) currency
Prepayment Speed Voluntary principal paydowns expressed as a monthly rate (ABS or CPR) percent

Issuer Coverage

Shelves spanning the full credit spectrum from deep subprime to super-prime

A+

Prime Issuers

Toyota, Honda, BMW, Ford, Ally, GM Financial, Capital One (COALT), World Omni, CarMax

B

Near-Prime & Subprime

Santander, Capital One (COPAR), Carvana, AmeriCredit, Exeter, Westlake, DT Acceptance

+

Growing Coverage

New issuers added as they file with the SEC. If a trust files a 10-D with EDGAR, we can add it to the pipeline.

Ready to Work with Form 10-D Data?

Get normalized distribution reports across 20+ issuers, updated monthly, with no reconciliation required.

View Pricing Explore Dashboards